How to calculate net salary in 2026?

Enter the gross salary in the simulator and automatically get the net value, deducting IRS and Social Security with 2026 withholding tables.

Is the simulator free?

Yes, the net salary simulator is 100% free with no registration required.

What deductions are calculated?

The simulator calculates IRS withholding, Social Security contributions (11%) and total company cost including employer contributions (23.75%).

Saltar para o conteúdo

Free Simulator · Law 2026

Net Salary Simulator

Calculate net salary, IRS withholding, Social Security and total company cost using 2026 tables.

Net Salary Simulator 2026

Calculate net salary, deductions and total company cost based on 2026 IRS tables.

Employee Data

Monthly Gross Salary

€

Minimum wage 2026: €920/month

Marital Status

Dependents

Company Data

Work Accident Insurance

Months paid / year

Meal Allowance (monthly)

€

Exempt limit 2026: €10.46/day (≈€226.80/month)

Gross Salary

1500,00 €

21 000,00 € / year

Net Salary

1393,80 €

18 832,80 € / year

Company Cost

2098,05 €

28 692,30 € / year

Total Cost Distribution

Net Salary66.4% - 1393,80 €

Income Tax8.0% - 168,00 €

SS Employee (11%)7.9% - 165,00 €

Employer Costs17.7% - 371,25 €

Payroll Breakdown

Gross Salary1500,00 €

EMPLOYEE DEDUCTIONS

Social Security (11%)− 165,00 €

IRS (24.1%)− 168,00 €

Meal Allowance (exempt)+ 226,80 €

NET SALARY1393,80 €

EMPLOYER COSTS

SS Employer (23,75%)356,25 €

Work Insurance (1.0%)15,00 €

Meal Allowance226,80 €

TOTAL COMPANY COST2098,05 €

Salary efficiency: 66.4% (net / company cost)

Total tax burden: 32.9%

⚠️ Legal Notice and Important Notes

Simulation based on the withholding tax tables published by Portal das Finanças for 2026 (Order No. 233-A/2026, January 6) and current legislation. SS rates: employee 11%, employer 23.75% (general rate). The actual IRS amount may differ after annual settlement (IRS declaration). The exempt meal allowance is €10.46/day in 2026 (Decree-Law No. 92/2024). This simulator is for informational purposes only. Talk to us.