SimulatorsHR & Labor, 2026 Update
Meal Allowance: Card vs. Cash
How much your company saves with meal card payments. 2026: €6.15/day exempt in cash, €10.46/day exempt on card.
Parameters
Per working day
Annual average: 22 days
Marginal rate on excess
2026 legal basis: meal allowance exemption set at €6.15/day in cash and €10.46/day on meal card (70% spread). Excess subject to income tax and social security (employer 23.75%, employee 11%). Indicative estimate.
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