Leasing vs Renting vs Purchase
Compare the three vehicle financing options with autonomous taxation and corporate tax savings.
Como decidir entre comprar, leasing ou renting?
A escolha entre compra, leasing e renting depende do impacto fiscal (Tributação Autónoma, IRC e IVA), do prazo e do valor da viatura. Viaturas elétricas têm tratamento mais favorável.
A Tributação Autónoma (art. 88º CIRC) aplica taxas diferentes consoante o valor de aquisição e o tipo de propulsão.
Comparar cenários
Taxa de TA aplicável
27.5%
Limite amortização fiscal
25 000 €
Base amortizável
25 000 €
Compra
52 750 €
Custo líquido total
Leasing
28 644 €
Custo líquido total
Renting
33 852 €
Custo líquido total
- Custo líquido
- TA
Aviso legal
Simulação simplificada com base no art. 88º CIRC e Portaria 467/2010. Não inclui taxas de juro específicas, valor residual nem opções de compra. Para uma análise personalizada da melhor opção de financiamento, peça uma proposta gratuita.How the comparison works
The simulator calculates total net cost of each option, considering: price, rents, autonomous taxation (art. 88 CIRC), fiscal depreciation (Ordinance 467/2010), corporate tax savings and deductible VAT.
When it applies
Useful for companies deciding on light passenger or mixed vehicle acquisition or rental. Does not replace full legal and fiscal analysis.
Common mistakes
- Considering the renting fee as gross cost, without IRC deduction.
- Forgetting autonomous taxation on electric vehicles above 62,500 €.
- Not considering deductible VAT on commercial or utility vehicles.
FAQ
Can I deduct all leasing VAT?
Only on vehicles used for the business or specific cases. For detailed analysis, request a free proposal.
Are electric vehicles taxed?
Only if acquisition value exceeds 62,500 €. Below that, no autonomous taxation applies.
Did you find this simulator useful?
Share it with someone who might benefit from this tool.
Other Simulators
Free tools for your business management
Grupo Your
What can we do for you?
By browsing this site you agree to our Terms and Conditions. Please also see our Privacy and Data Protection Policy and Cookie Policy.