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    SimulatorsBusiness & Mgmt, 2026

    Business Loan

    Total cost with interest, stamp duty and fees.

    Loan parameters

    SME 2026: typically 4% to 7%

    Stamp duty: 0.04%/mo (treasury), 0.5% (1-5y), 0.6% (≥5y) on principal; 4% on interest and fees. PMT formula = P × (i(1+i)^n) / ((1+i)^n - 1). Indicative; request binding quotes from multiple banks.

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