Business & Mgmt · 2026
Business Loan
Total cost with interest, stamp duty and fees.
Loan parameters
SME 2026: typically 4% to 7%
Total cost
Monthly payment1910,12 €
Total interest14 606,97 €
Stamp duty on capital500,00 €
Stamp duty on interest (4%)584,28 €
Fees + stamp duty1040,00 €
TAEG estimate3,14%
Total credit cost
16 731,25 €
Stamp duty: 0.04%/mo (treasury), 0.5% (1-5y), 0.6% (≥5y) on principal; 4% on interest and fees. PMT formula = P × (i(1+i)^n) / ((1+i)^n - 1). Indicative; request binding quotes from multiple banks.
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