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    Calamities 2026 - Complete Guide to Support Measures for Businesses, Families and Workers

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    Calamities 2026 - Complete Guide to Support Measures for Businesses, Families and Workers

    Following storm "Kristin" and the severe flooding that affected dozens of Portuguese municipalities from January 28, 2026, the Government mobilized a wide range of support for businesses, families and workers.

    Support for Businesses, IPSS and Self-Employed Workers

    Tax Moratoriums

    Taxpayers with tax residence in covered municipalities benefit from an extension of tax obligation deadlines. Obligations due between January 28 and March 31, 2026 may be fulfilled until April 30, 2026.

    Social Security Contribution Exemptions

  1. Full exemption (up to 6 months, extendable) for private sector employers and self-employed workers directly affected.
  2. Partial 50% exemption of employer contributions for 1 year, for entities hiring unemployed workers.
  3. Simplified Layoff

    Companies in business crisis situations can use simplified layoff for reduction or suspension of employment contracts.

    Credit Lines for Businesses

    Line Total Amount Maturity Grace Period Max Spread
    Treasury €500M 5 years 12 months 0.5%
    Investment / Reconstruction €1,000M 10 years 36 months 0.5%

    Support for Families

    Subsistence Subsidy

    Available for families in need, worth 1 IAS per household member, up to 2 IAS (€1,074.26) per household.

    Housing Recovery

    Support for 100% of eligible expenses up to €10,000 per dwelling for repair or reconstruction of housing damaged by storm "Kristin".

    Housing Credit Moratorium

    90-day moratorium from January 28, 2026, extendable up to 12 months.

    Status as of February 9, 2026 · Based on information from the Order of Certified Accountants

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