---
title: "Free Tax & Payroll Simulators 2026 | Grupo Your"
description: "42 free tax and labour simulators for Portugal 2026: net salary, corporate tax, income tax, VAT, overtime, holiday and Christmas bonuses, parental leave, leasing vs renting, dismissal, IMT and more. Updated by the Grupo Your team."
lang: pt-PT
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            "url": "https://grupoyour.com/en/legal-form-simulator",
            "name": "Legal Form Simulator",
            "description": "Compare ENI, Sole-Member, Lda and SA: capital, taxation and annual net per partner."
          },
          {
            "@type": "ListItem",
            "position": 2,
            "url": "https://grupoyour.com/en/holiday-bonus-simulator",
            "name": "Holiday & Christmas Bonus",
            "description": "Calculate holiday and Christmas bonuses with full-year, admission or termination scenarios."
          },
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            "position": 3,
            "url": "https://grupoyour.com/en/overtime-simulator",
            "name": "Overtime Simulator",
            "description": "Supplementary work with surcharges for working days, rest days, holidays and night work."
          },
          {
            "@type": "ListItem",
            "position": 4,
            "url": "https://grupoyour.com/en/parental-leave-simulator",
            "name": "Parental Leave Simulator",
            "description": "Parental allowance for 120, 150 or 180 days with sharing between parents."
          },
          {
            "@type": "ListItem",
            "position": 5,
            "url": "https://grupoyour.com/en/vat-simulator",
            "name": "VAT Simulator",
            "description": "Calculate VAT, diagnose the best regime and check the payment calendar."
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            "url": "https://grupoyour.com/en/leasing-vs-renting-simulator",
            "name": "Leasing vs Renting vs Purchase",
            "description": "Compare company vehicle options with autonomous taxation and corporate tax savings."
          },
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            "position": 7,
            "url": "https://grupoyour.com/en/dismissal-cost-simulator",
            "name": "Dismissal Cost Simulator",
            "description": "Calculate legal compensation, final settlement and total dismissal cost."
          },
          {
            "@type": "ListItem",
            "position": 8,
            "url": "https://grupoyour.com/en/imt-simulator",
            "name": "IMT Simulator",
            "description": "Calculate IMT and Stamp Duty when buying property. 2026 tables and Young IMT."
          },
          {
            "@type": "ListItem",
            "position": 9,
            "url": "https://grupoyour.com/en/simulador-habitacao-2026",
            "name": "Housing Tax Simulator 2026",
            "description": "Impact of Decree-Law 97/2026: 6% VAT on works, 10% PIT for landlords, rent deduction and non-resident IMT."
          },
          {
            "@type": "ListItem",
            "position": 10,
            "url": "https://grupoyour.com/en/unemployment-benefit-simulator",
            "name": "Unemployment Benefit Simulator",
            "description": "Calculate the monthly amount and duration of unemployment benefit."
          },
          {
            "@type": "ListItem",
            "position": 11,
            "url": "https://grupoyour.com/en/sick-leave-simulator",
            "name": "Sick Leave Simulator",
            "description": "Sickness benefit calculator. Know deadlines and how much you will receive."
          },
          {
            "@type": "ListItem",
            "position": 12,
            "url": "https://grupoyour.com/en/dismissal-notice-simulator",
            "name": "Dismissal Notice Simulator",
            "description": "How many days of notice before resigning and when to submit the letter."
          },
          {
            "@type": "ListItem",
            "position": 13,
            "url": "https://grupoyour.com/en/training-fines-simulator",
            "name": "Training Fines Simulator",
            "description": "Estimate fine risk for non-compliance with mandatory 40-hour annual training."
          },
          {
            "@type": "ListItem",
            "position": 14,
            "url": "https://grupoyour.com/en/vehicle-tax-simulator",
            "name": "Vehicle Tax Simulator",
            "description": "Calculate ISV (registration) and IUC (annual) for all vehicle types."
          },
          {
            "@type": "ListItem",
            "position": 15,
            "url": "https://grupoyour.com/en/autonomous-taxation-simulator",
            "name": "Autonomous Taxation Simulator",
            "description": "Autonomous taxes: vehicles, representation expenses, per diem and bonuses."
          },
          {
            "@type": "ListItem",
            "position": 16,
            "url": "https://grupoyour.com/en/deposit-system-simulator",
            "name": "Deposit System Simulator",
            "description": "How much you can recover with the new beverage packaging deposit system."
          },
          {
            "@type": "ListItem",
            "position": 17,
            "url": "https://grupoyour.com/en/electricity-simulator",
            "name": "Energy Efficiency Simulator",
            "description": "How much your company can save on electricity with 8 efficiency measures."
          },
          {
            "@type": "ListItem",
            "position": 18,
            "url": "https://grupoyour.com/en/kilometer-map-simulator",
            "name": "Kilometer Map",
            "description": "Record business mileage and calculate reimbursement at €0.40/km."
          },
          {
            "@type": "ListItem",
            "position": 19,
            "url": "https://grupoyour.com/en/balance-sheet-simulator",
            "name": "Balance Sheet Simulator",
            "description": "Enter SNC account balances and verify your trial balance."
          },
          {
            "@type": "ListItem",
            "position": 20,
            "url": "https://grupoyour.com/en/cash-flow-simulator",
            "name": "Predictive Cash Flow 12 Weeks",
            "description": "Anticipate cash crunches. What-if scenarios and financing needs."
          },
          {
            "@type": "ListItem",
            "position": 21,
            "url": "https://grupoyour.com/en/irc-2026-simulator",
            "name": "Corporate Tax (IRC) Simulator 2026",
            "description": "2026 corporate tax: 19% general, 15% SME up to €50k, municipal & state surcharges."
          },
          {
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            "position": 22,
            "url": "https://grupoyour.com/en/meal-allowance-simulator",
            "name": "Meal Allowance: Card vs. Cash",
            "description": "Save by paying on a card (€10.46/day) vs. cash (€6.15/day) in 2026."
          },
          {
            "@type": "ListItem",
            "position": 23,
            "url": "https://grupoyour.com/en/valuation-simulator",
            "name": "Company Valuation Simulator",
            "description": "Value your company with sector EBITDA multiples and DCF (Gordon model)."
          },
          {
            "@type": "ListItem",
            "position": 24,
            "url": "https://grupoyour.com/en/aimi-simulator",
            "name": "Company AIMI Simulator",
            "description": "Additional property tax 2026: 0.4% up to €1M, 1% above, 7.5% for tax havens."
          },
          {
            "@type": "ListItem",
            "position": 25,
            "url": "https://grupoyour.com/en/gdpr-fines-simulator",
            "name": "GDPR Fines Simulator",
            "description": "Estimate GDPR fine risk: €10M/2% or €20M/4% of turnover."
          },
          {
            "@type": "ListItem",
            "position": 26,
            "url": "https://grupoyour.com/en/fixed-term-contract-simulator",
            "name": "Fixed-Term Contract Simulator",
            "description": "Legal limits, renewals and end-of-contract compensation."
          },
          {
            "@type": "ListItem",
            "position": 27,
            "url": "https://grupoyour.com/en/business-loan-simulator",
            "name": "Business Loan Simulator",
            "description": "Payment, interest, stamp duty and APR for your business loan."
          },
          {
            "@type": "ListItem",
            "position": 28,
            "url": "https://grupoyour.com/en/working-capital-simulator",
            "name": "Working Capital Simulator",
            "description": "DSO, DPO, DIO, cash conversion cycle and working capital needs."
          },
          {
            "@type": "ListItem",
            "position": 29,
            "url": "https://grupoyour.com/en/ies-simulator",
            "name": "IES Simulator",
            "description": "Filing fee and fine risk for late or missing IES (deadline 15 July)."
          },
          {
            "@type": "ListItem",
            "position": 30,
            "url": "https://grupoyour.com/en/stamp-duty-simulator",
            "name": "Stamp Duty Simulator",
            "description": "Stamp duty on credit, guarantees, interest, fees, real estate and leases."
          },
          {
            "@type": "ListItem",
            "position": 31,
            "url": "https://grupoyour.com/en/withholding-tax-simulator",
            "name": "Withholding Tax Simulator",
            "description": "Withholding on services, intellectual property and rent. €15k exemption."
          },
          {
            "@type": "ListItem",
            "position": 32,
            "url": "https://grupoyour.com/en/work-accident-insurance-simulator",
            "name": "Work Accident Insurance Simulator",
            "description": "Indicative annual premium for mandatory insurance by sector."
          },
          {
            "@type": "ListItem",
            "position": 33,
            "url": "https://grupoyour.com/en/freelancer-vs-company-simulator",
            "name": "Freelancer vs. Company",
            "description": "Compare net income as freelancer vs company. Income tax, corporate tax and dividends."
          },
          {
            "@type": "ListItem",
            "position": 34,
            "url": "https://grupoyour.com/en/tax-benefits-simulator",
            "name": "SIFIDE & RFAI Simulator",
            "description": "How much you can save on corporate tax with investment in innovation benefits."
          },
          {
            "@type": "ListItem",
            "position": 35,
            "url": "https://grupoyour.com/en/per-diem-simulator",
            "name": "Per Diem Simulator",
            "description": "Tax-exempt per diem allowances for national and international trips."
          },
          {
            "@type": "ListItem",
            "position": 36,
            "url": "https://grupoyour.com/en/financial-simulator",
            "name": "Financial Simulator",
            "description": "What-If analysis with P&L scenarios. Simulate sales, EBITDA and net result."
          },
          {
            "@type": "ListItem",
            "position": 37,
            "url": "https://grupoyour.com/en/payroll-outsourcing-simulator",
            "name": "Payroll Outsourcing Simulator",
            "description": "Compare internal HR team cost vs outsourcing payroll processing."
          },
          {
            "@type": "ListItem",
            "position": 38,
            "url": "https://grupoyour.com/en/turnover-simulator",
            "name": "Turnover Cost Simulator",
            "description": "How much it costs to lose and replace an employee: exit, recruitment and onboarding."
          },
          {
            "@type": "ListItem",
            "position": 39,
            "url": "https://grupoyour.com/en/irs-simulator-2026",
            "name": "Income Tax Simulator 2025",
            "description": "Estimate how much IRS you will receive or pay based on income and deductions."
          },
          {
            "@type": "ListItem",
            "position": 40,
            "url": "https://grupoyour.com/en/business-cost-simulator",
            "name": "Business Cost Simulator",
            "description": "All costs of setting up your business: salaries, vehicles and office."
          },
          {
            "@type": "ListItem",
            "position": 41,
            "url": "https://grupoyour.com/en/salary-simulator",
            "name": "Net Salary Simulator 2026",
            "description": "Calculate net salary including income tax, social security and deductions."
          },
          {
            "@type": "ListItem",
            "position": 42,
            "url": "https://grupoyour.com/en/tax-savings-simulator",
            "name": "Tax Savings Simulator",
            "description": "Discover where your company may be losing money on VAT and expenses."
          }
        ]
      },
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          {
            "@type": "Question",
            "name": "Are the simulators free?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "Yes. All Grupo Your simulators are 100% free, with no mandatory sign-up, no usage limits, and updated with 2026 Portuguese tax rules."
            }
          },
          {
            "@type": "Question",
            "name": "Are the calculations official and legal?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "Calculations strictly follow Portuguese legislation: Corporate Tax Code (CIRC), Personal Income Tax Code (CIRS), VAT Code (CIVA), Labour Code and official 2026 withholding tax tables published by the Tax Authority. They are indicative and do not replace advice from a Certified Accountant."
            }
          },
          {
            "@type": "Question",
            "name": "Can I use the simulators on mobile?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "Yes. All simulators are fully responsive and work on iOS and Android phones, tablets and desktop. You can also install the site as an app (PWA) for quick access."
            }
          },
          {
            "@type": "Question",
            "name": "How can I get a personalized analysis?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "After any simulation you can request a free proposal from Grupo Your. Our Certified Accountants team will review your specific case (turnover, headcount, tax regime and activity) and return a tailored proposal within 24 working hours."
            }
          },
          {
            "@type": "Question",
            "name": "Which simulators were launched in 2026?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "In 2026 we launched: Holiday & Christmas Bonus, Overtime, Parental Leave, VAT (calculation and regime diagnostic), Leasing vs Renting vs Purchase, Dismissal, IMT 2026, Unemployment Benefit, Sick Leave, Notice Period and Training Fines."
            }
          },
          {
            "@type": "Question",
            "name": "Are my data stored?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "No. Calculations run in your browser (client-side) and nothing is sent to our servers, unless you request a proposal. We fully comply with GDPR and Portuguese Law 58/2019."
            }
          },
          {
            "@type": "Question",
            "name": "What is the national minimum wage in 2026?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "In 2026, the national minimum wage in mainland Portugal is €920. The Social Support Index (IAS) is €537.13. These values are used across several simulators (net salary, allowances, sick leave and unemployment)."
            }
          },
          {
            "@type": "Question",
            "name": "What is the corporate tax rate in 2026?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "The standard corporate tax rate in mainland Portugal is 19% in 2026. SMEs benefit from a reduced 15% rate on the first €50,000 of taxable income. Municipal surcharge (up to 1.5%) and progressive state surcharge above €1.5M profit also apply."
            }
          },
          {
            "@type": "Question",
            "name": "How does autonomous taxation on vehicles work?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "Passenger vehicles trigger Autonomous Taxation between 10% and 35% depending on purchase cost. In loss years, rates are increased by 10 percentage points. Electric vehicles up to €62,500 are exempt. Our Leasing vs Renting simulator calculates everything automatically."
            }
          },
          {
            "@type": "Question",
            "name": "Can I share or export the results?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "Yes. Most simulators allow sharing via link, WhatsApp, LinkedIn or email. Some (Mileage Log, Trial Balance) allow direct export to Excel or PDF."
            }
          },
          {
            "@type": "Question",
            "name": "Do the simulators work for Madeira and Azores?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "Yes. VAT, corporate tax and net salary simulators support the autonomous regions with reduced rates: Madeira VAT (5%/12%/22%) and Azores VAT (4%/9%/16%), reduced corporate tax in Azores (70% of the rate) and specific withholding tables."
            }
          },
          {
            "@type": "Question",
            "name": "How much does it cost to hire Grupo Your?",
            "acceptedAnswer": {
              "@type": "Answer",
              "text": "We don't publish fixed prices because every business is different. Accounting cost depends on turnover, headcount, VAT regime and industry. After your request, we return a free personalised proposal within 24 working hours."
            }
          }
        ]
      }
    ]
  }
---

[Saltar para o conteúdo](#main-content)

[![Grupo Your - Abertura de Empresa em Portugal](/assets/logo-2wXESdnX.png)](/en)

Grupo YourServicesTools[Contacts](/en/contacts)

7 

EN Personalized Proposal

Free · No signup 

# Tax & Payroll Simulators 

Professional calculation tools, updated with 2026 legislation. Real-time results.

42

Simulators

27

New

5

Categories

### Instant calculation

Real-time results as you fill in

### 2026 legislation

Updated official tables and rates

### Personalized proposal

Request free analysis after simulation

All42 Tax & Fiscal11 HR & Labour12 Business & Mgmt13 Personal Finance4 Sustainability2 

[

New

Personal Finance

### Housing Tax Simulator 2026

Impact of Decree-Law 97/2026: 6% VAT on works, 10% PIT for landlords, rent deduction and non-resident IMT.

2 min

Start







](/en/simulador-habitacao-2026)

[

New

Tax & Fiscal

### Corporate Tax (IRC) Simulator 2026

2026 corporate tax: 19% general, 15% SME up to €50k, municipal & state surcharges.

2 min

Start







](/en/irc-2026-simulator)

[

New

HR & Labour

### Meal Allowance: Card vs. Cash

Save by paying on a card (€10.46/day) vs. cash (€6.15/day) in 2026.

2 min

Start







](/en/meal-allowance-simulator)

[

New

Business & Mgmt

### Company Valuation Simulator

Value your company with sector EBITDA multiples and DCF (Gordon model).

3 min

Start







](/en/valuation-simulator)

[

New

Tax & Fiscal

### Company AIMI Simulator

Additional property tax 2026: 0.4% up to €1M, 1% above, 7.5% for tax havens.

2 min

Start







](/en/aimi-simulator)

[

New

Business & Mgmt

### GDPR Fines Simulator

Estimate GDPR fine risk: €10M/2% or €20M/4% of turnover.

2 min

Start







](/en/gdpr-fines-simulator)

[

New

HR & Labour

### Fixed-Term Contract Simulator

Legal limits, renewals and end-of-contract compensation.

3 min

Start







](/en/fixed-term-contract-simulator)

[

New

Business & Mgmt

### Business Loan Simulator

Payment, interest, stamp duty and APR for your business loan.

3 min

Start







](/en/business-loan-simulator)

[

New

Business & Mgmt

### Working Capital Simulator

DSO, DPO, DIO, cash conversion cycle and working capital needs.

3 min

Start







](/en/working-capital-simulator)

[

New

Business & Mgmt

### IES Simulator

Filing fee and fine risk for late or missing IES (deadline 15 July).

2 min

Start







](/en/ies-simulator)

[

New

Tax & Fiscal

### Stamp Duty Simulator

Stamp duty on credit, guarantees, interest, fees, real estate and leases.

3 min

Start







](/en/stamp-duty-simulator)

[

New

Tax & Fiscal

### Withholding Tax Simulator

Withholding on services, intellectual property and rent. €15k exemption.

2 min

Start







](/en/withholding-tax-simulator)

[

New

HR & Labour

### Work Accident Insurance Simulator

Indicative annual premium for mandatory insurance by sector.

3 min

Start







](/en/work-accident-insurance-simulator)

[

New

Business & Mgmt

### Predictive Cash Flow 12 Weeks

Anticipate cash crunches. What-if scenarios and financing needs.

3 min

Start







](/en/cash-flow-simulator)

[

New

Business & Mgmt

### Legal Form Simulator

Compare ENI, Sole-Member, Lda and SA: capital, taxation and annual net per partner.

4 min

Start







](/en/legal-form-simulator)

[

New

HR & Labour

### Holiday & Christmas Bonus

Calculate holiday and Christmas bonuses with full-year, admission or termination scenarios.

2 min

Start







](/en/holiday-bonus-simulator)

[

New

HR & Labour

### Overtime Simulator

Supplementary work with surcharges for working days, rest days, holidays and night work.

3 min

Start







](/en/overtime-simulator)

[

New

HR & Labour

### Parental Leave Simulator

Parental allowance for 120, 150 or 180 days with sharing between parents.

3 min

Start







](/en/parental-leave-simulator)

[

New

Tax & Fiscal

### VAT Simulator

Calculate VAT, diagnose the best regime and check the payment calendar.

3 min

Start







](/en/vat-simulator)

[

New

Business & Mgmt

### Leasing vs Renting vs Purchase

Compare company vehicle options with autonomous taxation and corporate tax savings.

4 min

Start







](/en/leasing-vs-renting-simulator)

[

New

HR & Labour

### Dismissal Cost Simulator

Calculate legal compensation, final settlement and total dismissal cost.

5 min

Start







](/en/dismissal-cost-simulator)

[

New

Personal Finance

### IMT Simulator

Calculate IMT and Stamp Duty when buying property. 2026 tables and Young IMT.

2 min

Start







](/en/imt-simulator)

[

New

Personal Finance

### Unemployment Benefit Simulator

Calculate the monthly amount and duration of unemployment benefit.

3 min

Start







](/en/unemployment-benefit-simulator)

[

New

HR & Labour

### Sick Leave Simulator

Sickness benefit calculator. Know deadlines and how much you will receive.

3 min

Start







](/en/sick-leave-simulator)

[

New

HR & Labour

### Dismissal Notice Simulator

How many days of notice before resigning and when to submit the letter.

2 min

Start







](/en/dismissal-notice-simulator)

[

New

HR & Labour

### Training Fines Simulator

Estimate fine risk for non-compliance with mandatory 40-hour annual training.

2 min

Start







](/en/training-fines-simulator)

[

New

Tax & Fiscal

### Vehicle Tax Simulator

Calculate ISV (registration) and IUC (annual) for all vehicle types.

2 min

Start







](/en/vehicle-tax-simulator)

[

Tax & Fiscal

### Autonomous Taxation Simulator

Autonomous taxes: vehicles, representation expenses, per diem and bonuses.

5 min

Start







](/en/autonomous-taxation-simulator)

[

Sustainability

### Deposit System Simulator

How much you can recover with the new beverage packaging deposit system.

2 min

Start







](/en/deposit-system-simulator)

[

Sustainability

### Energy Efficiency Simulator

How much your company can save on electricity with 8 efficiency measures.

3 min

Start







](/en/electricity-simulator)

[

Business & Mgmt

### Kilometer Map

Record business mileage and calculate reimbursement at €0.40/km.

3 min

Start







](/en/kilometer-map-simulator)

[

Business & Mgmt

### Balance Sheet Simulator

Enter SNC account balances and verify your trial balance.

5 min

Start







](/en/balance-sheet-simulator)

[

Tax & Fiscal

### Freelancer vs. Company

Compare net income as freelancer vs company. Income tax, corporate tax and dividends.

2 min

Start







](/en/freelancer-vs-company-simulator)

[

Tax & Fiscal

### SIFIDE & RFAI Simulator

How much you can save on corporate tax with investment in innovation benefits.

3 min

Start







](/en/tax-benefits-simulator)

[

Business & Mgmt

### Per Diem Simulator

Tax-exempt per diem allowances for national and international trips.

2 min

Start







](/en/per-diem-simulator)

[

Business & Mgmt

### Financial Simulator

What-If analysis with P&L scenarios. Simulate sales, EBITDA and net result.

3 min

Start







](/en/financial-simulator)

[

HR & Labour

### Payroll Outsourcing Simulator

Compare internal HR team cost vs outsourcing payroll processing.

3 min

Start







](/en/payroll-outsourcing-simulator)

[

HR & Labour

### Turnover Cost Simulator

How much it costs to lose and replace an employee: exit, recruitment and onboarding.

3 min

Start







](/en/turnover-simulator)

[

Tax & Fiscal

### Income Tax Simulator 2025

Estimate how much IRS you will receive or pay based on income and deductions.

3 min

Start







](/en/irs-simulator-2026)

[

Business & Mgmt

### Business Cost Simulator

All costs of setting up your business: salaries, vehicles and office.

5 min

Start







](/en/business-cost-simulator)

[

Personal Finance

### Net Salary Simulator 2026

Calculate net salary including income tax, social security and deductions.

2 min

Start







](/en/salary-simulator)

[

Tax & Fiscal

### Tax Savings Simulator

Discover where your company may be losing money on VAT and expenses.

2 min

Start







](/en/tax-savings-simulator)

Need personalized support to optimize your company's taxation?

[Talk to a specialist](/en/tax-consulting)

## 42 Tax & Payroll Simulators for Portugal in 2026

Free calculators updated with 2026 legislation, built by Certified Accountants with 20 years of experience serving over 4,000 Portuguese SMEs.

Grupo Your gathers on this page the largest set of **free tax and payroll simulators for Portugal**, all updated with 2026 legislation and official tables: IAS of **€537.13**, national minimum wage of **€920**, new income tax brackets, corporate tax rates of **19% and 15% for SMEs** on the first €50,000 of taxable income, and regional VAT tables for Mainland, Madeira and Azores. They were designed by the in-house team of Certified Accountants and HR specialists to answer the most frequent questions from business owners, freelancers, HR managers and employees.

### Featured simulators

[

Net Salary 2026

Income tax, social security and net pay.



](/en/salary-simulator)[

Income Tax 2025/2026

Refund or payment with deductions.



](/en/irs-simulator-2026)[

VAT — Calc & Regime

Best regime diagnostic and calendar.



](/en/vat-simulator)[

Leasing vs Renting vs Buy

AT, depreciation and corporate tax impact.



](/en/leasing-vs-renting-simulator)[

Holiday & Christmas Bonus

Full year, admission or termination.



](/en/holiday-bonus-simulator)[

Dismissal Cost

Legal compensation + final settlement.



](/en/dismissal-cost-simulator)

### Available categories

-   **Tax & Fiscal:** Corporate Tax, Personal Income Tax, VAT, Autonomous Taxation, Vehicle Tax (ISV/IUC), SIFIDE, RFAI and Freelancer vs Company.
-   **HR & Labour:** Holiday and Christmas Bonuses, Overtime, Parental Leave, Sick Leave, Notice Period, Dismissal Cost, Turnover Cost, Payroll Outsourcing and Training Fines.
-   **Business & Management:** Business Costs, Financial Simulator (P&L), SNC Trial Balance, Mileage Log, Per Diem and Leasing vs Renting vs Purchase.
-   **Personal Finance:** Net Salary, IMT and Stamp Duty, Unemployment Benefit.
-   **Sustainability:** Energy Efficiency and Beverage Deposit System.

### 2026 highlights

We launched new calculators aligned with the State Budget and Labour Code changes: **Holiday & Christmas Bonus**, **Overtime**, **Parental Leave**, **VAT** (calculation + regime diagnostic) and **Leasing vs Renting vs Vehicle Purchase**, with Autonomous Taxation under art. 88 of the Corporate Tax Code, fiscal depreciation and real corporate tax impact.

### 2026 fiscal glossary

IAS €537.13 

Social Support Index

Min. wage €920 

National minimum wage (Mainland)

Corporate tax 19% 

Standard rate

SME corporate tax 15% 

First €50,000 of taxable income

VAT Mainland 6% / 13% / 23% 

Reduced, intermediate and standard

VAT Madeira 5% / 12% / 22% 

Regional autonomous regime

VAT Azores 4% / 9% / 16% 

Regional autonomous regime

Employee SS 11% 

Social Security (deducted from salary)

### How it works

Every simulator is 100% free, requires no sign-up and calculates in real time. Results include an explanatory breakdown, legal references and can be shared or stored locally on your device. After the simulation, you can request a **free proposal** from Grupo Your for a personalised analysis.

### Who uses the simulators?

Business owners and managers, HR departments, freelancers, households calculating income tax or property purchase costs, and accountants using the tools as a quick second opinion.

### Related resources

Combine the simulations with our services and content: [Accounting](/en/accounting), [Payroll](/en/payroll), [Tax Consulting](/en/tax-consulting), [Company Formation](/en/company-formation), [Fiscal Calendar](/en/fiscal-calendar), [Glossary](/en/glossary) and [Blog](/en/blog).

### Frequently Asked Questions

12 practical answers about simulators, 2026 taxation and how Grupo Your works.

### Are the simulators free?

### Are the calculations official and legal?

### Can I use the simulators on mobile?

### How can I get a personalized analysis?

### Which simulators were launched in 2026?

### Are my data stored?

### What is the national minimum wage in 2026?

### What is the corporate tax rate in 2026?

### How does autonomous taxation on vehicles work?

### Can I share or export the results?

### Do the simulators work for Madeira and Azores?

### How much does it cost to hire Grupo Your?

Legal notice: the values shown are estimates based on legislation in force at the date and may not reflect particular situations. For decisions with significant tax or labour impact, always consult a Certified Accountant or request a free proposal from Grupo Your.

Grupo Your

### What can we do for you?

#### Open Company

Set up your company in 48h

[Learn more ](/en/company-formation)[Request Proposal ](/en/company-formation#contacto)

#### Accounting

Dedicated support

[Learn more ](/en/accounting)[Request Proposal ](/en/accounting#contacto)

#### Payroll Services

Complete HR management

[Learn more ](/en/payroll)[Request Proposal ](/en/payroll#contacto)

#### Administrative Services

Document management & compliance

[Learn more ](/en/administrative-services)[Request Proposal ](/en/administrative-services#contacto)

#### Tax Consulting

Security and tax optimization

[Learn more ](/en/tax-consulting)[Request Proposal ](/en/tax-consulting#contacto)

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#### Company

-   [About Us](/en/about)
-   [Ecosystem](/en/360-vision)
-   [In the Press](/en/in-the-press)
-   [News](/en/blog)
-   [Guides](/en/blog?type=guias)
-   [Contacts](/en/contacts)
-   [Careers](/en/careers)
-   [Your Academy](/en/your-academy)
-   [FAQs](/en/faq)

#### Services

-   [Company Formation](/en/company-formation)
-   [Accounting](/en/accounting)
-   [Payroll](/en/payroll)
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-   [Admin Services](/en/administrative-services)

#### Tools

-   [Client Portal](https://portalcliente.grupoyour.pt/)
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-   [Simulators](/en/simulators)
-   [Free Fiscal Diagnosis](/en/tax-diagnosis)
-   [Tax Calendar](/en/tax-calendar)
-   [Tax Glossary](/en/glossary)
-   [Financial Literacy](/en/financial-literacy)
-   [State Budget 2026](/en/state-budget)

#### Services by Location

-   [🇵🇹  National Coverage](/en/contacts)
-   [International](/en/contacts)

-   [Aveiro](/en/accounting-aveiro)
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-   [Funchal (Madeira)](/en/accounting-funchal)
-   [Guarda](/en/accounting-guarda)
-   [Leiria](/en/accounting-leiria)
-   [Lisboa](/en/accounting-lisbon)
-   [Ponta Delgada (Açores)](/en/accounting-ponta-delgada)
-   [Portalegre](/en/accounting-portalegre)
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-   [Santarém](/en/accounting-santarem)
-   [Setúbal](/en/accounting-setubal)
-   [Viana do Castelo](/en/accounting-viana-do-castelo)
-   [Vila Real](/en/accounting-vila-real)
-   [Viseu](/en/accounting-viseu)

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