--- title: "IMT Simulator 2026 | Property Transfer Tax | Grupo Your" description: "Calculate IMT and Stamp Duty when buying property in Portugal. Official 2026 tables, Young IMT exemption and brackets by purpose and location." lang: pt-PT json-ld: | { "@context": "https://schema.org", "@graph": [ { "@type": "WebApplication", "name": "IMT Simulator 2026", "description": "Calculate IMT and Stamp Duty when buying property in Portugal. Official 2026 tables, Young IMT exemption and brackets by purpose and location.", "url": "https://grupoyour.com/en/imt-simulator", "applicationCategory": "FinanceApplication", "operatingSystem": "All", "offers": { "@type": "Offer", "price": "0", "priceCurrency": "EUR" }, "provider": { "@type": "Organization", "name": "Grupo Your", "url": "https://grupoyour.com" } }, { "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://grupoyour.com/en" }, { "@type": "ListItem", "position": 2, "name": "Simulators", "item": "https://grupoyour.com/en/simulators" }, { "@type": "ListItem", "position": 3, "name": "IMT" } ] } ] } --- [Saltar para o conteúdo](#main-content) [![Grupo Your - Abertura de Empresa em Portugal](/assets/logo-2wXESdnX.png)](/en) Grupo YourServicesTools[Contacts](/en/contacts) 7 EN Personalized Proposal Tax Tools 2026 # IMT Simulator — Property Purchase Calculate the Municipal Property Transfer Tax (IMT) and Stamp Duty when buying property. Official 2026 tables. ### Valor do imóvel / escritura 250 000 € € ### Finalidade do imóvel Habitação própria permanente1.ª ou 2.ª habitação HPP Segunda habitação / investimentoArrendamento, férias, etc. ### Localização Portugal ContinentalRegiões AutónomasAçores e Madeira (+25% nos escalões) IMT Jovem — tem 35 anos ou menos? Isenção total até 330 539€ | Isenção parcial até 660 982€ (apenas HPP + 1.ª habitação) Total de impostos a pagar 9042,04 € IMT + Imposto do Selo (0,8%) IMT 7042,04 € Imposto do Selo 2000,00 € Taxa aplicada 7% IMT calculado com base no escalão de **7%** das tabelas oficiais 2026. ### Cálculo detalhado Componente Base Valor Valor do imóvel 250 000,00 € Taxa do escalão 7% 17 500,00 € Parcela a abater — \- 10 457,96 € IMT 7042,04 € Imposto do Selo 250 000,00 € × 0,8% 2000,00 € Total a pagar antes da escritura 9042,04 € ### Todos os escalões em 2026 Até 106.346€ 0% (isento) 106.346–145.023€ 2% 145.023–197.096€ 5% 197.096–330.539€ 7% 330.539–660.982€ 8% \> 660.982€ 6% ### Outros custos a considerar Custo Estimativa Nota IMT 7042,04 € Pagar antes da escritura Imposto do Selo 2000,00 € 0,8% do valor Escritura (notário) ~600,00 € Estimativa indicativa Registo predial ~250,00 € Conservatória do Registo Predial Total estimado 9892,04 € Excl. comissão imobiliária **Quando pagar:** O IMT e o Imposto do Selo devem ser pagos **antes** da escritura de compra e venda. **Base de cálculo:** O IMT incide sobre o valor da escritura **ou** o Valor Patrimonial Tributário (VPT), sendo considerado o mais elevado dos dois. **Fonte:** Ofício Circulado AT n.º 40129/2026 · Código do IMT · OE 2026 Valores estimados com base na legislação portuguesa em vigor em 2026. Os resultados são indicativos e não substituem aconselhamento jurídico ou fiscal. Confirme os valores junto de um profissional habilitado ou na Autoridade Tributária. ## Did you find this simulator useful? Share it with someone who might benefit from this tool. WhatsAppFacebookLinkedInXCopy link ## Other Simulators Free tools for your business management [View all simulators](/en/simulators) [ Tax Savings 2 min ](/en/tax-savings-simulator) [ Net Salary 2 min ](/en/salary-simulator) [ IRS 2025 3 min ](/en/irs-simulator-2026) [ Business Costs 5 min ](/en/business-cost-simulator) [View all simulators](/en/simulators) Grupo Your ### What can we do for you? #### Open Company Set up your company in 48h [Learn more ](/en/company-formation)[Request Proposal ](/en/company-formation#contacto) #### Accounting Dedicated support [Learn more ](/en/accounting)[Request Proposal ](/en/accounting#contacto) #### Payroll Services Complete HR management [Learn more ](/en/payroll)[Request Proposal ](/en/payroll#contacto) #### Administrative Services Document management & compliance [Learn more ](/en/administrative-services)[Request Proposal ](/en/administrative-services#contacto) #### Tax Consulting Security and tax optimization [Learn more ](/en/tax-consulting)[Request Proposal ](/en/tax-consulting#contacto) [![Grupo Your](/assets/logo-2wXESdnX.png)](/en) #1 in Accounting in Portugal [](https://www.facebook.com/OGrupoYour)[](https://www.instagram.com/grupoyour/)[](https://www.linkedin.com/company/grupoyour/) #### Company - [About Us](/en/about) - [Ecosystem](/en/360-vision) - [In the Press](/en/in-the-press) - [News](/en/blog) - [Guides](/en/blog?type=guias) - [Contacts](/en/contacts) - [Careers](/en/careers) - [Your Academy](/en/your-academy) - [FAQs](/en/faq) #### Services - [Company Formation](/en/company-formation) - [Accounting](/en/accounting) - [Payroll](/en/payroll) - [Tax Consulting](/en/tax-consulting) - [Admin Services](/en/administrative-services) #### Tools - [Client Portal](https://portalcliente.grupoyour.pt/) - [CareView](https://careview.grupoyour.pt/ext/default.asp) - [Simulators](/en/simulators) - [Free Fiscal Diagnosis](/en/tax-diagnosis) - [Tax Calendar](/en/tax-calendar) - [Tax Glossary](/en/glossary) - [Financial Literacy](/en/financial-literacy) - [State Budget 2026](/en/state-budget) #### Services by Location - [🇵🇹 National Coverage](/en/contacts) - [International](/en/contacts) - [Aveiro](/en/accounting-aveiro) - [Beja](/en/accounting-beja) - [Braga](/en/accounting-braga) - [Bragança](/en/accounting-braganca) - [Castelo Branco](/en/accounting-castelo-branco) - [Coimbra](/en/accounting-coimbra) - [Évora](/en/accounting-evora) - [Faro](/en/accounting-faro) - [Funchal (Madeira)](/en/accounting-funchal) - [Guarda](/en/accounting-guarda) - [Leiria](/en/accounting-leiria) - [Lisboa](/en/accounting-lisbon) - [Ponta Delgada (Açores)](/en/accounting-ponta-delgada) - [Portalegre](/en/accounting-portalegre) - [Porto](/en/accounting-porto) - [Santarém](/en/accounting-santarem) - [Setúbal](/en/accounting-setubal) - [Viana do Castelo](/en/accounting-viana-do-castelo) - [Vila Real](/en/accounting-vila-real) - [Viseu](/en/accounting-viseu) [Terms and Conditions](/en/terms-conditions)[Privacy Policy](/en/privacy-policy)[Cookie Policy](/en/cookie-policy)[Feedback](/en/feedback)[Whistleblowing Channel](https://grupoyour.bizneohr.com/whistleblowing-channel) © 2026 Grupo Your [❤ Crafted with love by Scalor · from chaos to scale ](https://scalor.me) By browsing this site you agree to our [Terms and Conditions](/en/terms-conditions). Please also see our [Privacy and Data Protection Policy](/en/privacy-policy) and [Cookie Policy](/en/cookie-policy). I Accept