--- title: "Hélder Costa - Articles | Grupo Your Blog" description: "Articles by Hélder Costa, Chief Financial Officer at Grupo Your. 19 articles about accounting, taxation and management." lang: en json-ld: | [ { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://grupoyour.com/en" }, { "@type": "ListItem", "position": 2, "name": "Blog" } ] }, { "@context": "https://schema.org", "@type": "Person", "name": "Hélder Costa", "jobTitle": "Chief Financial Officer", "worksFor": { "@type": "Organization", "name": "Grupo Your", "sameAs": [ "https://www.linkedin.com/company/grupoyour/", "https://www.facebook.com/OGrupoYour", "https://www.instagram.com/grupoyour/" ] }, "sameAs": [ "https://www.linkedin.com/in/helder-duarte-costa/" ], "image": "https://grupoyour.com/images/authors/helder-costa.png", "url": "https://grupoyour.com/en/blog/author/helder-costa" } ] --- [Saltar para o conteúdo](#main-content) [![Grupo Your - Abertura de Empresa em Portugal](/assets/logo-2wXESdnX.png)](/en) Grupo YourServicesTools[Contacts](/en/contacts) 7 EN Personalized Proposal 1. 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Blog ![Hélder Costa](/images/authors/helder-costa.png) # Hélder Costa Chief Financial Officer 19 articles [LinkedIn](https://www.linkedin.com/in/helder-duarte-costa/) [fiscalidade (7)](/en/blog?tag=fiscalidade)[gestão (7)](/en/blog?tag=gest%C3%A3o)[recursos humanos (5)](/en/blog?tag=recursos%20humanos)[guia (4)](/en/blog?tag=guia)[irs (3)](/en/blog?tag=irs)[direito laboral (3)](/en/blog?tag=direito%20laboral)[contabilidade (3)](/en/blog?tag=contabilidade)[reembolso (2)](/en/blog?tag=reembolso) [ ![How to Declare Airbnb, Uber, Bolt and Glovo Income on IRS 2026: Practical Guide por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/airbnb-uber-bolt-glovo-irs-2026.jpg "How to Declare Airbnb, Uber, Bolt and Glovo Income on IRS 2026: Practical Guide por Hélder Costa - Grupo Your Contabilidade") 3 min 22 Apr 2026 ## How to Declare Airbnb, Uber, Bolt and Glovo Income on IRS 2026: Practical Guide Hosting on Airbnb, driving for Uber/Bolt or delivering for Glovo? Complete Grupo Your guide to declaring income on IRS 2026, with CAE codes, annexes, deductions and tax savings. irs airbnb uber Read article Share ](/en/blog/declare-airbnb-uber-bolt-glovo-income-irs-2026) [ ![Withholding Tax vs IRS: What's the Difference and Why You Get a Refund (or Pay) at Year End por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/retencao-fonte-irs-2026.jpg "Withholding Tax vs IRS: What's the Difference and Why You Get a Refund (or Pay) at Year End por Hélder Costa - Grupo Your Contabilidade") 3 min 22 Apr 2026 ## Withholding Tax vs IRS: What's the Difference and Why You Get a Refund (or Pay) at Year End Monthly IRS withholding from your salary is not the final tax. Understand how the year-end calculation works, why some years you get a refund and others you pay, and what you can do to optimize your tax burden in 2026. irs retenção na fonte fiscalidade Read article Share ](/en/blog/withholding-tax-irs-difference-refund-payment) [ ![Capital losses in IRS: how to turn losses into tax savings por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/menos-valias-irs-poupanca-fiscal.jpg "Capital losses in IRS: how to turn losses into tax savings por Hélder Costa - Grupo Your Contabilidade") 3 min 17 Apr 2026 ## Capital losses in IRS: how to turn losses into tax savings Selling stocks, ETFs or funds at a loss is painful, but Portuguese law lets you use those capital losses to reduce IRS over the next five years. Learn how the carry-forward works, when aggregation pays off and where to declare it. irs menos-valias investimentos Read article Share ](/en/blog/capital-losses-irs-tax-savings) [ ![SEO for Businesses: 12 Essential Rules for Your Company Website in 2026 por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/seo-regras-site-empresa.jpg "SEO for Businesses: 12 Essential Rules for Your Company Website in 2026 por Hélder Costa - Grupo Your Contabilidade") 4 min 31 Mar 2026 ## SEO for Businesses: 12 Essential Rules for Your Company Website in 2026 Started a business and need online visibility? Discover the 12 essential SEO rules for your company website to rank on Google in 2026. seo marketing digital site empresa Read article Share ](/en/blog/seo-rules-company-website) [ ![Fixed-Term vs Permanent Employment Contracts: Differences, Rights and When to Use Each (2026) por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-contrato-termo-vs-sem-termo-diferencas-direitos-2026.jpg "Fixed-Term vs Permanent Employment Contracts: Differences, Rights and When to Use Each (2026) por Hélder Costa - Grupo Your Contabilidade") 5 min 30 Mar 2026 ## Fixed-Term vs Permanent Employment Contracts: Differences, Rights and When to Use Each (2026) Hiring and unsure which contract to use? We explain the differences between fixed-term, uncertain-term and permanent contracts - with comparison tables, deadlines and practical examples for 2026. direito laboral contratos recursos humanos Read article Share ](/en/blog/fixed-term-vs-permanent-contract-differences-rights-2026) [ ![Can a Managing Partner Not Receive a Salary? Everything You Need to Know in 2026 por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-socio-gerente-pode-nao-receber-salario-2026.jpg "Can a Managing Partner Not Receive a Salary? Everything You Need to Know in 2026 por Hélder Costa - Grupo Your Contabilidade") 3 min 30 Mar 2026 ## Can a Managing Partner Not Receive a Salary? Everything You Need to Know in 2026 Are you a partner or manager wondering if you can choose not to receive a salary? We explain the tax implications, Social Security and alternatives. fiscalidade gestão segurança social Read article Share ](/en/blog/managing-partner-no-salary-portugal-2026) [ ![Sick Leave in Portugal 2026: How Much Do I Receive, Who Pays and What Are My Rights? por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-baixa-medica-portugal-2026-quanto-recebo-direitos.jpg "Sick Leave in Portugal 2026: How Much Do I Receive, Who Pays and What Are My Rights? por Hélder Costa - Grupo Your Contabilidade") 2 min 30 Mar 2026 ## Sick Leave in Portugal 2026: How Much Do I Receive, Who Pays and What Are My Rights? Are you ill and need sick leave? Find out how much you'll receive, when Social Security starts paying and what your rights are - with 2026 values. direito laboral recursos humanos segurança social Read article Share ](/en/blog/sick-leave-portugal-2026-how-much-rights) [ ![How Much Does an Employee Cost a Company in Portugal? (Real Calculation 2026) por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-quanto-custa-trabalhador-empresa-portugal-2026.jpg "How Much Does an Employee Cost a Company in Portugal? (Real Calculation 2026) por Hélder Costa - Grupo Your Contabilidade") 2 min 30 Mar 2026 ## How Much Does an Employee Cost a Company in Portugal? (Real Calculation 2026) The gross salary is only part of the cost. In this guide we show all mandatory charges and give you a simple formula to calculate the total cost - with values updated for 2026. gestão recursos humanos salários Read article Share ](/en/blog/how-much-does-employee-cost-company-portugal-2026) [ ![Holiday Allowance 2026: When Is It Paid, How Much Are You Entitled To and How Is It Calculated por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-subsidio-ferias-2026-quando-pago-quanto-direito.jpg "Holiday Allowance 2026: When Is It Paid, How Much Are You Entitled To and How Is It Calculated por Hélder Costa - Grupo Your Contabilidade") 3 min 30 Mar 2026 ## Holiday Allowance 2026: When Is It Paid, How Much Are You Entitled To and How Is It Calculated Have questions about holiday allowance? We explain when employers must pay, how much you're entitled to receive and how the amount is calculated - with practical examples and updated values for 2026. direito laboral salários subsídio de férias Read article Share ](/en/blog/holiday-allowance-2026-when-paid-how-much) [ ![New IRS rules: what changes and what to do before filing por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-novas-regras-irs-2026.jpg "New IRS rules: what changes and what to do before filing por Hélder Costa - Grupo Your Contabilidade") 3 min 26 Mar 2026 ## New IRS rules: what changes and what to do before filing April marks the start of IRS filing season. Learn the key changes for 2026, what to check before submitting, and how to avoid refund surprises. IRS fiscal impostos Read article Share ](/en/blog/new-irs-rules-2026) [ ![End of the First Quarter: What Every SME Should Do Now por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-fim-primeiro-trimestre-pme.jpg "End of the First Quarter: What Every SME Should Do Now por Hélder Costa - Grupo Your Contabilidade") 4 min 26 Mar 2026 ## End of the First Quarter: What Every SME Should Do Now The end of the first quarter is a decisive moment for any SME. Learn what to review in finance, tax, HR and strategy before it's too late. PME gestão contabilidade Read article Share ](/en/blog/end-first-quarter-sme) [ ![Receiving company shares? You may pay less income tax - if you pass the tax authority test por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-acoes-empresa-irs-beneficio-fiscal.jpg "Receiving company shares? You may pay less income tax - if you pass the tax authority test por Hélder Costa - Grupo Your Contabilidade") 4 min 26 Mar 2026 ## Receiving company shares? You may pay less income tax - if you pass the tax authority test Receiving part of your salary in shares can significantly reduce your tax burden, but accessing the benefit depends on strict criteria and rigorous documentation from employers. IRS Ações Benefício Fiscal Read article Share ](/en/blog/company-shares-tax-benefit-irs) [ ![Practical Guide: The Financial Trial Balance for Portuguese Entrepreneurs por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-guia-balancete-financeiro.jpg "Practical Guide: The Financial Trial Balance for Portuguese Entrepreneurs por Hélder Costa - Grupo Your Contabilidade") 6 min 25 Mar 2026 ## Practical Guide: The Financial Trial Balance for Portuguese Entrepreneurs Understand, interpret and use the trial balance to make better business decisions. A complete guide on types, SNC structure, common errors and practical tips. guia contabilidade balancete Read article Share ](/en/blog/guide-financial-trial-balance) [ ![Innovation: Vision, Differentiation and Preparing for the Future por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-inovacao-visao-diferenciacao-preparacao-futuro.jpg "Innovation: Vision, Differentiation and Preparing for the Future por Hélder Costa - Grupo Your Contabilidade") 3 min 25 Mar 2026 ## Innovation: Vision, Differentiation and Preparing for the Future Innovation goes far beyond technology. It is a way of thinking, staying ahead and preparing organisations for the future. inovação gestão tecnologia Read article Share ](/en/blog/innovation-vision-differentiation-preparing-future) [ ![CAE - Classification of Economic Activities: What it is, how to choose and why it matters por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-cae-classificacao-atividades-economicas-guia-completo.jpg "CAE - Classification of Economic Activities: What it is, how to choose and why it matters por Hélder Costa - Grupo Your Contabilidade") 7 min 25 Mar 2026 ## CAE - Classification of Economic Activities: What it is, how to choose and why it matters The CAE is much more than an administrative formality. Learn how to choose the right code, avoid common mistakes and maximize tax incentives for your business. constituição de empresa cae fiscalidade Read article Share ](/en/blog/cae-classification-economic-activities-complete-guide) [ ![VAT at 6% on Housing: What Changes (and What Stays the Same) por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-iva-6-habitacao-o-que-muda.jpg "VAT at 6% on Housing: What Changes (and What Stays the Same) por Hélder Costa - Grupo Your Contabilidade") 2 min 25 Mar 2026 ## VAT at 6% on Housing: What Changes (and What Stays the Same) The Portuguese Government approved tax relief measures for real estate, but the reduced VAT on construction hits a European barrier worth knowing. fiscalidade imobiliário iva Read article Share ](/en/blog/vat-6-housing-what-changes) [ ![Growing Without Control: The Silent Risk in SME Growth por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-crescer-sem-controlo-risco-silencioso-pme.jpg "Growing Without Control: The Silent Risk in SME Growth por Hélder Costa - Grupo Your Contabilidade") 2 min 25 Mar 2026 ## Growing Without Control: The Silent Risk in SME Growth When growth happens faster than the structure can keep up. gestão estratégia pme Read article Share ](/en/blog/growing-without-control-silent-risk-sme) [ ![Cost Allocation: The Tool That Separates CEOs Who Profit from Those Who Just Invoice por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-rateio-custos-ferramenta-ceos-lucram-faturam.jpg "Cost Allocation: The Tool That Separates CEOs Who Profit from Those Who Just Invoice por Hélder Costa - Grupo Your Contabilidade") 6 min 24 Mar 2026 ## Cost Allocation: The Tool That Separates CEOs Who Profit from Those Who Just Invoice You know how much you invoice. But do you really know how much each product, each client, each department costs? If the answer is no - you're making management decisions blindly. gestão de custos rentabilidade pme Read article Share ](/en/blog/cost-allocation-tool-ceos-profit-invoice) [ ![IMT on Promissory Purchase Agreements - What You Need to Know por Hélder Costa - Grupo Your Contabilidade](https://xmvtahclopqwmxwnbimy.supabase.co/storage/v1/object/public/blog-images/grupo-your-imt-contratos-promessa-compra-venda.jpg "IMT on Promissory Purchase Agreements - What You Need to Know por Hélder Costa - Grupo Your Contabilidade") 2 min 23 Mar 2026 ## IMT on Promissory Purchase Agreements - What You Need to Know If you are planning to buy or sell property through a promissory agreement (CPCV), know that IMT may be due before the final deed - and at more than one point. imt imóveis cpcv Read article Share ](/en/blog/imt-promissory-purchase-agreements) [![Grupo Your](/assets/logo-2wXESdnX.png)](/en) #1 in Accounting in Portugal [](https://www.facebook.com/OGrupoYour)[](https://www.instagram.com/grupoyour/)[](https://www.linkedin.com/company/grupoyour/) #### Company - [About Us](/en/about) - [Ecosystem](/en/360-vision) - [In the Press](/en/in-the-press) - [News](/en/blog) - [Guides](/en/blog?type=guias) - [Contacts](/en/contacts) - [Careers](/en/careers) - [Your Academy](/en/your-academy) - [FAQs](/en/faq) #### Services - [Company Formation](/en/company-formation) - [Accounting](/en/accounting) - [Payroll](/en/payroll) - [Tax Consulting](/en/tax-consulting) - [Admin Services](/en/administrative-services) #### Tools - [Client Portal](https://portalcliente.grupoyour.pt/) - [CareView](https://careview.grupoyour.pt/ext/default.asp) - [Simulators](/en/simulators) - [Free Fiscal Diagnosis](/en/tax-diagnosis) - [Tax Calendar](/en/tax-calendar) - [Tax Glossary](/en/glossary) - [Financial Literacy](/en/financial-literacy) - [State Budget 2026](/en/state-budget) #### Services by Location - [🇵🇹 National Coverage](/en/contacts) - [International](/en/contacts) - [Aveiro](/en/accounting-aveiro) - [Beja](/en/accounting-beja) - [Braga](/en/accounting-braga) - [Bragança](/en/accounting-braganca) - [Castelo Branco](/en/accounting-castelo-branco) - [Coimbra](/en/accounting-coimbra) - [Évora](/en/accounting-evora) - [Faro](/en/accounting-faro) - [Funchal (Madeira)](/en/accounting-funchal) - [Guarda](/en/accounting-guarda) - [Leiria](/en/accounting-leiria) - [Lisboa](/en/accounting-lisbon) - [Ponta Delgada (Açores)](/en/accounting-ponta-delgada) - [Portalegre](/en/accounting-portalegre) - [Porto](/en/accounting-porto) - [Santarém](/en/accounting-santarem) - [Setúbal](/en/accounting-setubal) - [Viana do Castelo](/en/accounting-viana-do-castelo) - [Vila Real](/en/accounting-vila-real) - [Viseu](/en/accounting-viseu) [Terms and Conditions](/en/terms-conditions)[Privacy Policy](/en/privacy-policy)[Cookie Policy](/en/cookie-policy)[Feedback](/en/feedback)[Whistleblowing Channel](https://grupoyour.bizneohr.com/whistleblowing-channel) © 2026 Grupo Your [❤ Crafted with love by Scalor · from chaos to scale ](https://scalor.me) By browsing this site you agree to our [Terms and Conditions](/en/terms-conditions). 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